Terms of Service | Thomas Clark Advisor

Last Updated: March 26, 2026

Acceptance of Terms

By accessing or using the website thomasclarkadvisor.com ("Website"), operated by Thomas Clark through Confluence Media Group, LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

Description of Services

thomasclarkadvisor.com is a retirement planning and Social Security education blog operated by Thomas Clark through Confluence Media Group, LLC. Thomas Clark is an Investment Advisor Representative operating under Altitude Capital Management, LLC, an SEC-registered Registered Investment Advisor.

The information provided on this Website is for general educational and informational purposes only. Nothing on this Website constitutes personalized investment advice, a solicitation to buy or sell any security, or an offer to provide investment advisory services. All investment advisory services are provided only pursuant to a written advisory agreement between the client and Altitude Capital Management, LLC.

User Responsibilities

When using our Website, you agree to: provide accurate and complete information when submitting forms or requests, use the Website only for lawful purposes, not attempt to interfere with the proper functioning of the Website, and not impersonate any person or entity.

SMS/Text Message Terms

By providing your mobile phone number and checking the SMS consent box on any form on this Website, you expressly consent to receive SMS/text messages from Confluence Capital Management, LLC. By opting in, you agree to the following:

Types of Messages: You may receive appointment reminders and confirmations, seminar follow-up communications, educational content about Social Security and retirement planning, and service notifications.
Message Frequency: Message frequency varies based on your engagement and scheduled appointments.
Message and Data Rates: Standard message and data rates may apply. Check with your mobile carrier for details.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. You will receive a one-time confirmation of your opt-out. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.
Help: For help, reply HELP to any message or call (704) 621-6376.
Consent Not Required for Purchase: Consent to receive SMS messages is not a condition of purchasing any services or receiving any financial planning services.
Privacy: We will not share your mobile phone number or SMS opt-in consent with third parties for their marketing purposes. See our Privacy Policy for complete details on how we handle your personal information.

Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of Confluence Media Group, LLC or its content providers and is protected by United States copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.

Disclaimer of Warranties

This Website and its contents are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Confluence Media Group, LLC, Thomas Clark, and Altitude Capital Management, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Website.

Investment Risks Disclaimer

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. The information on this Website is not intended as personalized investment advice and should not be construed as such. You should consult with a qualified financial professional before making any investment decisions.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the modified Terms.