Most readers come here for the writing — the blog, the newsletter, the resources. That’s the publishing side, and it’s free or low-cost by design.
But if you’re a pre-retiree or retiree who wants to talk through your specific situation with someone who does retirement planning for a living, that’s available too.
How this works
I operate Confluence Capital Management, my own investment advisory practice. I’m a Series 65 Investment Advisor Representative, and investment advisory services are offered through Altitude Capital Management, LLC, an SEC-registered investment advisor. This is separate from the Thomas Clark Advisor publishing brand and the educational content on this site.
If you’d like to talk about whether working together makes sense, you can:
- Schedule an introductory call — 30 minutes, no cost, no obligation. We’ll talk through your situation and you’ll get a clear sense of whether I can help.
Schedule a call → - Email me directly — thomas.clark@confluencecm.com
I work with individuals and families on retirement income planning, Social Security claiming strategy, bucket planning, and the transition from accumulation to distribution. I’m based in Charlotte, NC, and I work with clients nationwide.
What I don’t do
I don’t use Variable Annuities for retirement income. I don’t chase yield. I’m not the right advisor for someone looking for a stock-picking service or a get-rich-quick approach.
If your situation is straightforward and the educational content on this site is enough for you to plan on your own — great. That’s exactly what the publishing side is for.
Confluence Capital Management is Thomas Clark’s investment advisory practice. Investment advisory services are offered through Altitude Capital Management, LLC, an SEC-registered investment advisor. The content on this page describes Thomas’s separately offered advisory services. The Thomas Clark Advisor publishing brand and Confluence Media Group LLC are independent of any advisory engagement.
