Thomas Clark 
When you’re nearing retirement, choosing the best investments for retirement income becomes crucial. Many clients I’ve advised share the same concern: “How do I ensure my money lasts while generating stable retirement income?” Let’s examine the most effective investment options to secure steady retirement income and protect your assets. Dividend-Paying Stocks: Best Investments for Retirement … Read more
Retirement planning is one of the most important financial steps you’ll take in life. If you’re wondering how to start retirement planning, even if you’re behind, this guide will help you build a strong financial future. The good news? It’s never too late to start. With the right strategy, you can build a solid retirement … Read more
When it comes to retirement savings, choosing between a 401(k) vs. IRA is one of the most important financial decisions you’ll make. Both accounts offer unique tax advantages and growth potential, but prioritizing the right one can significantly impact your long-term success. Both offer tax advantages and growth potential, but deciding which one to prioritize … Read more
Category: Retirement & Wealth Planning Case Study Type: Pre-Retirement Planning This financial case study explores how I helped a couple navigate retirement planning, optimize taxes, and use indexed annuities to secure their future. Client Profile Understanding This Financial Case Study John and Susan had been diligent savers, accumulating over $1.3 million in retirement accounts and … Read more
Retirement planning mistakes can derail your financial future if you’re not careful. It’s not just about saving money—it’s about making the right decisions at the right time. Over the years, I’ve seen common mistakes that can derail even the best-laid financial plans. The good news? These mistakes are avoidable if you know what to watch … Read more
Ah, the Super Bowl—the one day of the year when even people who haven’t watched a single down all season suddenly become die-hard football analysts. And let’s be honest, some of us (myself included) might throw a little money down on the game, not just for the thrill but to test our “expert” predictions. But … Read more
When it comes to Social Security, most people think of retirement benefits. But what happens when a spouse passes away? That’s where Social Security survivor benefits come in—an often misunderstood but critical part of financial planning for widows, widowers, and dependents. Over the years, I’ve had many clients who were unaware of their eligibility for … Read more
Retirement planning might not be the most exciting topic, but let’s be real—it’s one of the smartest financial moves you can make. Maximizing your 401(k) contributions in 2025 is one of the most effective ways to build long-term wealth and secure a comfortable retirement. With 2025 on the horizon, new contribution limits and strategies can … Read more
When it comes to retirement planning, Social Security plays a more significant role than many realize. It’s not just a passive income stream you collect once you retire—it’s an asset that, when strategically managed, can greatly enhance your financial security. Understanding when and how to claim benefits can mean the difference between a comfortable retirement … Read more
Retirement is a monumental milestone in life, symbolizing the culmination of decades of hard work and the beginning of a new chapter filled with opportunities for rest, exploration, and personal fulfillment. However, achieving a comfortable and secure retirement doesn’t happen by accident. It requires careful planning, strategic decision-making, and a commitment to seeing the bigger … Read more