Investing & Trading
What Technical Analysis Can and Cannot Do for Traders
Technical analysis is a real tool, but a narrow one. From a trader's seat: what charts can do — managing…
Author
Thomas Clark
Medicare and Healthcare
IRMAA Explained: The Medicare Surcharge That Catches Retirees Off Guard
Key Takeaways IRMAA is a surcharge on Medicare Part B and Part D premiums that applies to higher-income beneficiaries —…
Tax-Smart Retirement
Year-End Tax Moves Every Retiree Should Consider Before December
Key Takeaways Most retirement tax savings happen in November and December — not in April when you file. By tax…
Retirement Income Coordination
Building a Retirement Income Floor: Guaranteed vs. Variable Sources
Key Takeaways Your income floor is the guaranteed income that covers essential expenses — housing, food, healthcare, utilities, and insurance…
Social Security Optimization
How the Social Security Earnings Test Works After Early Retirement
Key Takeaways In 2026, you can earn up to $24,480 per year while collecting Social Security before the earnings test…
Market and Money Mindset
Dividend Stocks in Retirement: Why Chasing Yield Can Backfire
Dividend stocks in retirement feel like free money. A check shows up every quarter without selling a single share. For…
Medicare and Healthcare
Medicare Supplement vs. Medicare Advantage: Which Is Right for You?
This is the most common Medicare question I hear: Should I go with a Medicare Supplement plan or Medicare Advantage?…
Market and Money Mindset
The Psychology of Spending in Retirement: Why It Is Harder Than Saving
The Psychology of Spending in Retirement: Why It Is Harder Than Saving You spent 30 or 40 years building this…
Medicare and Healthcare
Understanding Medicare Part D: How to Choose the Right Drug Plan
Understanding Medicare Part D: How to Choose the Right Drug Plan You have spent months figuring out Medicare Part A…
Tax-Smart Retirement
Qualified Charitable Distributions: The Tax-Smart Way to Give in Retirement
Qualified Charitable Distributions: The Tax-Smart Way to Give in Retirement If you are 70 and a half or older, give…