Investing & Trading
Bad News Is Good News: Why the Market Cheered Job Losses
The July jobs report was bad — the economy lost 23,000 jobs — yet the S&P 500 closed at a record. Here's why “bad news is…
Investing & Trading
Record Highs and Real Returns: Are You Actually Ahead?
The market keeps hitting record highs while inflation runs near 3.5%. Here is how to read your gains in real, after-inflation terms — and why the…
Investing & Trading
Stock Market Seasonality: The Worst Two Months Start Now
August and September are historically the stock market's weakest months, and this year adds a hawkish Fed and a midterm election on top. Here's why that's…
Market & Economic Insights
The Fed Meets This Week. Your Plan Shouldn’t Flinch.
The Fed meets July 28-29, and under Chair Warsh it won't signal its next move. Here's why a retiree with a guaranteed income floor can watch…
Market & Economic Insights
One Good Inflation Report Isn’t the All-Clear
June inflation cooled to 3.5%, and the headlines called it a turning point. Here's what one good CPI report actually changes for a retirement income plan…
Investing & Trading
Bond Duration, Explained: Why Rising Rates Hurt Bond Funds
In 2022, “safe” bond funds had their worst year on record, and the reason was one number almost no one checks: duration. Here’s how duration works,…
Market & Economic Insights
Cash Is Finally Paying — What That Means for Your Now Bucket
For fifteen years the safe money in a retirement plan earned almost nothing. That changed in 2026. Here's how to run the Now bucket now that…
Investing & Trading
Your Index Fund Isn’t as Diversified as You Think
The S&P 500 owns 500 companies, but its ten largest now make up nearly 40% of the index — more concentrated than the dot-com peak. Here's…
Market & Economic Insights
The First Half of 2026: A Market Recap for Retirees
The S&P 500 closed its best first half in five years — and inflation climbed back above 4% for the first time in three years. Here's…
Market & Economic Insights
Record Highs and the Retiree: What to Actually Do
A market at an all-time high feels like a warning to anyone living off their savings. Here is what record highs actually mean for a retirement…