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Category: Market & Economic Insights

Staying informed with market and economic insights helps investors make better financial decisions. Learn how Federal Reserve policies, interest rates, and economic trends may impact your investments and wealth strategy.

A Strong Jobs Report Is ‘Bad News.’ Not for Retirees.
Market & Economic Insights

A Strong Jobs Report Is ‘Bad News.’ Not for Retirees.

August's jobs report beat expectations by roughly threefold, and Wall Street called the strong number "bad news." Here's why a retiree should read a healthy labor…

September 7, 2026 · 7 min read
September Is the Worst Month for Stocks. Usually.
Investing & Trading

September Is the Worst Month for Stocks. Usually.

September is the stock market’s only month with a negative average return in nearly a century — but a base rate isn’t a forecast, and the…

August 31, 2026 · 9 min read
The Stock Market Is Expensive. What That Actually Means
Investing & Trading

The Stock Market Is Expensive. What That Actually Means

The S&P 500's valuation sits near its highest level since 1999. Here's what an expensive market actually tells you — and why it's a bucket-sequencing problem,…

August 24, 2026 · 9 min read
Everyone’s Watching Jackson Hole. You Don’t Have To.
Market & Economic Insights

Everyone’s Watching Jackson Hole. You Don’t Have To.

The Fed meets at Jackson Hole this week and the whole market is hanging on every word. Here's the retirement-planning reason a well-built plan lets you…

August 22, 2026 · 8 min read
Long-Term Rates Just Hit a 19-Year High. Now What?
Market & Economic Insights

Long-Term Rates Just Hit a 19-Year High. Now What?

The Fed controls short-term rates, and everyone expected cuts. But long-term rates just hit a 19-year high, and for retirement income that is more window than…

August 21, 2026 · 9 min read
The Fed Is About to Change the Deal on Your Cash
Market & Economic Insights

The Fed Is About to Change the Deal on Your Cash

For about two years, the safest money in your retirement plan has quietly paid around 4%. If the Fed starts cutting rates, that yield falls almost…

August 17, 2026 · 8 min read
Bad News Is Good News: Why the Market Cheered Job Losses
Investing & Trading

Bad News Is Good News: Why the Market Cheered Job Losses

The July jobs report was bad — the economy lost 23,000 jobs — yet the S&P 500 closed at a record. Here's why “bad news is…

August 10, 2026 · 10 min read
Record Highs and Real Returns: Are You Actually Ahead?
Investing & Trading

Record Highs and Real Returns: Are You Actually Ahead?

The market keeps hitting record highs while inflation runs near 3.5%. Here is how to read your gains in real, after-inflation terms — and why the…

August 3, 2026 · 9 min read
Stock Market Seasonality: The Worst Two Months Start Now
Investing & Trading

Stock Market Seasonality: The Worst Two Months Start Now

August and September are historically the stock market's weakest months, and this year adds a hawkish Fed and a midterm election on top. Here's why that's…

August 2, 2026 · 10 min read
The Fed Meets This Week. Your Plan Shouldn’t Flinch.
Market & Economic Insights

The Fed Meets This Week. Your Plan Shouldn’t Flinch.

The Fed meets July 28-29, and under Chair Warsh it won't signal its next move. Here's why a retiree with a guaranteed income floor can watch…

July 25, 2026 · 10 min read
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This site is published by Confluence Media Group LLC, an independent publisher of educational financial content. Thomas Clark is a Series 65 Investment Advisor Representative. The information provided is for educational and informational purposes only and is not personalized financial, tax, or legal advice. Past performance does not guarantee future results. All investing involves risk, including potential loss of principal. Consult a qualified professional before making financial decisions.

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