Market & Economic Insights
One Good Inflation Report Isn’t the All-Clear
June inflation cooled to 3.5%, and the headlines called it a turning point. Here's what one good CPI report actually changes for a retirement income plan…
Investing & Trading
Bond Duration, Explained: Why Rising Rates Hurt Bond Funds
In 2022, “safe” bond funds had their worst year on record, and the reason was one number almost no one checks: duration. Here’s how duration works,…
Market & Economic Insights
Cash Is Finally Paying — What That Means for Your Now Bucket
For fifteen years the safe money in a retirement plan earned almost nothing. That changed in 2026. Here's how to run the Now bucket now that…
Investing & Trading
Your Index Fund Isn’t as Diversified as You Think
The S&P 500 owns 500 companies, but its ten largest now make up nearly 40% of the index — more concentrated than the dot-com peak. Here's…
Market & Economic Insights
The First Half of 2026: A Market Recap for Retirees
The S&P 500 closed its best first half in five years — and inflation climbed back above 4% for the first time in three years. Here's…
Market & Economic Insights
Record Highs and the Retiree: What to Actually Do
A market at an all-time high feels like a warning to anyone living off their savings. Here is what record highs actually mean for a retirement…
Market & Economic Insights
The Hidden Cost of Holding Too Much Cash in Retirement
Cash feels safe. The wrong amount of it has a real cost retirees rarely measure — the inflation drag and the opportunity cost over a 20-year…
Market & Economic Insights
The Retirement Red Zone: The Decade That Decides How Your Plan Actually Holds
The decade around your retirement date — five years before and five years after — is the window where the math of your retirement gets locked…
Market & Economic Insights
Geopolitics and Your Retirement Portfolio: When It Actually Matters
Most geopolitical news doesn't move retirement portfolios — and the bucket architecture already absorbs the noise. Here's how to tell when geopolitics actually matters, and the…
Market & Economic Insights
Why Earnings Season Matters Less in Retirement
Q2 earnings season starts in mid-July, and the financial press will treat every beat and miss as a verdict on the market. For a retiree with…