The Social Security Administration has officially announced a 2.8% cost-of-living adjustment (COLA) for 2026.That means beginning in January 2026, Social Security recipients will see a modest increase in their monthly benefits to help offset inflation. For most retirees, this translates to about $56 more per month on average. It’s not a life-changing boost, but it’s … Read more
Every year, the Social Security and Medicare Trustees release their annual reports—and the 2025 update delivers a reality check for millions of Americans planning their retirement. According to the report, the Social Security trust funds are projected to run short by 2034, one year sooner than previously forecasted. At that point, incoming payroll taxes would … Read more
When it comes to retirement planning, many couples underestimate the power of a well-executed Social Security spousal benefits strategy. I’ve seen this single decision make a six-figure difference over a couple’s lifetime. If you’re married, divorced, or widowed, there are strategic ways to maximize your household Social Security income—and they’re often overlooked. What Are Social … Read more
When it comes to retirement planning, Social Security plays a more significant role than many realize. It’s not just a passive income stream you collect once you retire—it’s an asset that, when strategically managed, can greatly enhance your financial security. Understanding when and how to claim benefits can mean the difference between a comfortable retirement … Read more