Skip to content
Thomas Clark Advisor
Social SecurityRetirementMedicareBucket PlanningCalculatorBlog
The Blog

Tag: Roth IRA

Tax-Aware Bucketing: The Right Accounts in Each Bucket
Retirement & Wealth Planning

Tax-Aware Bucketing: The Right Accounts in Each Bucket

Bucket planning tells you how much to hold and when you'll need it, but not which account each bucket should come from. Tax-aware bucketing adds that…

June 25, 2026 · 9 min read
The Roth Conversion Window Between Retirement and Social Security
Retirement & Wealth Planning

The Roth Conversion Window Between Retirement and Social Security

Between your last paycheck and Social Security, your taxable income temporarily collapses — and that's when Roth conversions cost least. Here's how to size and time…

June 10, 2026 · 8 min read
How a Roth Conversion Affects Your Social Security Taxation
Retirement & Wealth Planning

How a Roth Conversion Affects Your Social Security Taxation

Roth conversions and Social Security taxation interact in ways that quietly determine how much of your benefit Uncle Sam keeps. The bridge years between retirement and…

May 16, 2026 · 7 min read
How to Start Retirement Planning: A Step-by-Step Guide for Late Starters
Retirement & Wealth Planning

How to Start Retirement Planning: A Step-by-Step Guide for Late Starters

If you’re 50 and your retirement account looks thinner than you’d like, the math is less brutal than most people assume — but only if you…

March 7, 2025 · 4 min read
401(k) vs. IRA: Which One Should You Max Out First?
Retirement & Wealth Planning

401(k) vs. IRA: Which One Should You Max Out First?

If your employer matches 5% and you contribute 4%, you just gave up a guaranteed 100% return on the missing percentage point. That’s the hierarchy this…

March 6, 2025 · 4 min read

The weekly note

Plain-English retirement insight, once a week.

One short, useful email from Thomas — no hype, no spam, unsubscribe anytime.

Thomas Clark Advisor

Plain-English retirement-income education — Social Security, Medicare, taxes, and building a dependable income floor.

hello@thomasclarkadvisor.com
Topics
Social Security Retirement Planning Medicare & Healthcare Tax-Smart Retirement Markets & Investing
Resources
The Social Security book Social Security calculator Free Social Security guide The Just in Case Binder The blog
About
About Thomas Disclosures Privacy policy Terms of service

This site is published by Confluence Media Group LLC, an independent publisher of educational financial content. Thomas Clark is a Series 65 Investment Advisor Representative. The information provided is for educational and informational purposes only and is not personalized financial, tax, or legal advice. Past performance does not guarantee future results. All investing involves risk, including potential loss of principal. Consult a qualified professional before making financial decisions.

Confluence Media Group LLC is a separate entity from Confluence Capital Management, the investment advisory practice through which Thomas Clark provides advisory services. Advisory services are not offered through this publishing platform.

© 2026 Confluence Media Group LLC · thomasclarkadvisor.com