Social Security timing, Medicare, taxes, and building a dependable income floor — from Thomas Clark, a Series 65 Investment Advisor Representative.
Most people think retirement planning ends the day they retire. In reality, one of the most important planning opportunities doesn’t even start until after work stops…
Hypothetical Illustration: This case study is a hypothetical example based on common situations encountered in retirement planning. It does not represent any specific client or actual…
If there’s one thing I hear over and over from retirees and pre-retirees, it’s this: “I thought Social Security wasn’t taxable… or at least not much.”…
In 2026, cash finally has a real yield, bonds pay you to wait, and AI has stopped being a single trade. The investors I see doing…
The Social Security Administration has officially announced a 2.8% cost-of-living adjustment (COLA) for 2026.That means beginning in January 2026, Social Security recipients will see a modest…
In 2034 — about eight years from now — the Social Security trust funds are projected to run short. If Congress does nothing, retirees that year…
When most people think about Social Security, they picture a reliable monthly income stream that’s tax-free. Unfortunately, that’s not always the case. Depending on your other…
What’s Happening at the Fed — September 2, 2025 The Federal Reserve is approaching a pivotal moment: the September 16–17 FOMC meeting. All eyes are on whether…
Note (May 2026): The OBBBA extended most TCJA brackets in 2025, so the original “convert before the 2026 deadline” framing in this piece is now historical.…
The headlines can feel overwhelming right now. That’s why I want to share some current economic insights—in plain English—about what’s really happening with growth, tariffs, housing,…
