Social Security timing, Medicare, taxes, and building a dependable income floor — from Thomas Clark, a Series 65 Investment Advisor Representative.
Every year, the Social Security Administration mails a statement to workers age 60 and older — and most of them glance at the estimated benefit number…
Surviving spouses have two distinct Social Security benefits — their own retirement benefit and a survivor benefit on the late spouse's record. Most widows claim them…
A 10% market correction sounds frightening if you are retired. The actual math — and what to do about it — is calmer than the headlines…
The biggest fear in retirement isn't running out of money — it's the bad year that comes early. Bucket planning structures the money so a market…
Key Takeaways If your marriage lasted 10 years or more, you may be entitled to Social Security benefits based on your ex-spouse’s earnings record — up…
Most families assume the will is the document that decides who inherits the money. For the biggest accounts in your financial life, it isn't — and…
Key Takeaways Historically, lump sum investing outperforms dollar-cost averaging about two-thirds of the time — because markets rise more often than they fall, and uninvested cash…
Technical analysis is a real tool, but a narrow one. From a trader's seat: what charts can do — managing risk, gauging conviction, timing entries —…
Key Takeaways IRMAA is a surcharge on Medicare Part B and Part D premiums that applies to higher-income beneficiaries — and “higher income” starts lower than…
Key Takeaways Most retirement tax savings happen in November and December — not in April when you file. By tax season, it’s too late to act.…
